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Get Free Credit Report Online Service

Do you need your credit reporting done online? If yes, you are in the right place. In this article, you will learn how to get a free credit report online. However, if you don’t know what a credit report is all about, let me give you a clue.

A credit report is a set of all business transactions done within a financial year, like advances and repayment history. Credit reports are very vital for calculating credit scores and debt burden reports.

Credit Report Online


Also, with this analysis, a future plan is made for a company or for an individual to determine how much more loan can be taken in the next financial year.

The United States government offers this free credit reporting service. You can access any of the three best organizations: TransUnion, Experian, and Equifax. If you are living in the United States, you can access this free service.

Even though the government has made it possible for you to get your credit report for free once a year, everything is not completely free.

For instance, if you are requesting to get a report from these companies, you will get a free download for the first few pages, but for the complete and comprehensive report, you have to pay a certain sum of money.

However, to get a free credit report, you must have an online account. How can you sign up for the Credit Report Online service? Take the steps below:

How to Get a Free Online Credit Report:

Start by going to with any device that has an internet connection.

On the main page, click on the icon “Get Your Free Credit Report” to continue.

In the next window, there are four steps that you have to take to complete your enrollment.

Start by entering your first and last name. Middle initial and suffix.

Now, enter your zip code, city, state, phone number, and email address, which are essential in the first step.

Lastly, choose the reason for checking the credit report from the drop-down list and click on the submit and continue button.

Enter all the details from steps 2 to 4 to complete your request to view your final credit report.

Vital Notice

To easily get your free credit report, just sign up for a trial membership on the website. However, if you do not cancel this membership within 7 days, you will be charged a certain amount monthly.


What is the best site to get a free credit report?

The best site for this is Federal law entitles them to a free credit report. From here, you can access each of your credit reports from all three of the major credit bureaus: Equifax, Experian, and TransUnion.

Is a safe site?

100% safe. is genuine. From the beginning, they tell you upfront exactly what you’re getting into, and they honor whatever agreement you sign with them.

Where can I get all three credit reports for free?

No! You can only get one free copy of your credit report once a year from each of the three nationwide credit reporting companies. Order online from, the only authorized website for free credit reports, or call 1-877-322-8228.

Is really free?

Well, not completely free. This is especially true if you choose to get your credit report, including a FICO score, from the site. will charge your credit card a certain fee. The fee is actually not too much.

I hope you have value. If you have a question, tell us in the comments section.