Do you need your credit reporting online? If yes, you are in the right place. In this article, you will learn how to get a free credit report online for free. However, if you don’t know what a credit report is all about, let me give you a clue.
A credit report is the set of all business transactions done within a financial year like advances and repayment history. Credit reports are very vital for calculating credit scores and debt burden reports.
The United States Government offers this free credit reporting service. You can access any of the three best organizations Trans-Union, Experian, and Equifax. If you are living in the United States, you can access this free service.
Even though the government has made it possible for you to get your credit report for free once a year, everything is not completely free.
For instance, if you are requesting to get a report from these companies, you will get a free download for the first few pages, but for the complete and comprehensive report, you have to pay a certain sum of amount.
However, to get free of cost credit report you must have an online account. How can you sign up for the Credit Report Online service? Take the steps below:
How to Get Free Online Credit Report:
On the main page, click on the icon “Get Your Free Credit Report” to continue.
In the next window, there are 4 steps that you have to take to complete your enrollment.
Start by entering your first and last name. Middle initial and Suffix.
Now, enter your zip code, city, state, phone number, and email address which are essential in the first step.
Lastly, choose the reason for checking the credit report from the drop-down list and click on submit and continue button.
Enter all the details from steps 2 to 4 to complete your request to view your final credit report.
What is the best site to get a free credit report?
The best site for this is AnnualCreditReport.com. Their free credit report is granted by Federal law. From here, you can access each of your credit reports from all three of the major credit bureaus: Equifax, Experian, and TransUnion.
Is FreeCreditReport com a safe site?
100% safe. FreeCreditReport.com is genuine. With its the site, from the beginning, they tell you upfront exactly what you’re getting into, and they honor whatever agreement you sign with them.
Where can I get all 3 credit reports for free?
No! You can only get one free copy of your credit report once a year from each of the three nationwide credit reporting companies. Order online from annualcreditreport.com, the only authorized website for free credit reports, or call 1-877-322-8228.
Is FreeCreditReport com really free?
Well, not completely free. This is especially if choose to get your credit report including a FICO score from the site. Freecreditreport.com will charge your credit card with a certain fee. The fee is actually not too much.
I hope you got value. If you have a question, tell us in the comments section.