Do you like Discover credit cards? If yes, I will put you through the very best Discover Credit Cards. You will learn about Discover credit cards, which can help you earn a lot of rewards for your purchases. But what are credit cards?
Banks and financial institutions issue credit cards to customers who borrow money from them. With these cards, they can spend the money they have borrowed and pay it back at the agreed-upon date with interest. These cards give bonuses on purchases. Some other bonuses include a low intro APR, rewards points, travel discounts, and cashback. Do you want to know the best cards? If yes, let’s go.
Sears introduced Discover as a financial institution in 1985. This firm now has many cards, including cash-back and secured options, so you can build your credit.
The Best Discover Credit Cards
Discover it Cash Back Card
Features
- Cardholders earn rewards on purchases like groceries, gas, and more.
- 0% APR for 14 months for both purchases and transfers, then 13.99% to 24.99%.
- 5% cash back on rotating categories such as groceries and Amazon.
- There is a cashback match at the end of the first year.
- Rewards never expire, no matter how long you leave them.
Discover it Secured Card
- It is best for people to build up credit.
- The APR is 24.99%.
- There is no annual fee.
- There are free Social Security number alerts.
- 1% cashback with a cashback match at the end of your first year
Discover it, Miles Card.
- This card is best for travelers.
- For the first 14 months, there is 0% APR on purchases and 10.99% APR for transfers, then 13.99% to 24.99% APR for each.
- Cardholders earn 1.5 miles for every $1 spent on all purchases.
- There is a mile-for-mile match at the end of your first year.
- No blackout dates
Discover the Student Cash Back Card.
- The card is best for students.
- There is 0% APR for purchases and 10.99% APR for transfers for the first 6 months, then 14.99–23.99% for both.
- $20 credit every school year if your GPA is 3.0 or above.
- Cashback match at the end of your first year
- 5% cash back on rotating categories such as restaurants and gas
NHL Discover It Card
- This card is best for hockey fans.
- There is 0% APR for the first 14 months; after that, 13.99%–24.99%.
- Cardholders can save 10% when they purchase at ShopNHL.com with the code ITPAYS.
- 5% cash back on rotating categories like gas and restaurants.
- There is a customizable gloss for your favorite team.
- Lastly, the rates depend on how creditworthy you are.
Discover it Cash Back Card
This card gives 5% cashback, which is limited to qualifying categories that rotate throughout the calendar year. For instance, the rate only applies to Amazon purchases from October to December. Cardholders still earn 1% cashback on all other purchases. Also, you’ll earn 5% cash on only your first $1,500 in purchases for each rotation. The firm matches your cash-back earnings at the end of your first year of holding the card. Moreover, there’s a free FICO credit score on your monthly statements, and you can easily freeze your account if there’s a need for that.
Compare Discover’s cash-back card to the best credit card offers, deals, and bonuses.
Discover it Secured
We use secured credit cards to build up credit by providing collateral. Here, you will have a $200 deposit refunded to you at the end of eight months if you use it responsibly. Actually, a lot of cardholders using this product get a credit score after nine months of use. The card comes with free alerts if your Social Security number is flagged on risky websites, as well as a free FICO credit score on your monthly statements. Interestingly, the card comes with a 1% cash-back feature, and Discover will match your cash-back earnings at the end of your first year. Please note that the APR is quite high and may affect you badly.
Discover it, Miles Card.
This card is perfect for frequent travelers. They will accumulate miles and redeem them for rewards like travel purchases, airline tickets, hotel rooms, car rentals, and commuter transportation. You can use the rewards anytime you want.
Discover the Student Cash Back Card.
This is the best card for students. It comes with 5% cashback on rotating categories with the same quarterly spending bonus cap of $1,500. Serious students who have the card and have up to a GPA of 3.0 will also get a $20 credit to their Discover student card account. Discover matches your cash-back rewards for the first year of having the card.
Earn More Perks from Your Credit Card
NHL Discover It Card
This is best for hockey fans. They can personalize the card’s gloss with your favorite team’s logo. Cardholders get 10% off when using it to shop at ShopNHL.com. There is also 5% cashback and a cashback match at the end of your first year.
Conclusion
Consider everything above and know which card best suits your current life before applying for it.
I hope you have value. I am quite sure you have mastered Best Discover Credit Cards. Keep your questions in the comments section.
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