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Gap Credit Card – How to Apply – How to Activate Gap Credit Card

Gap Credit Card | How to Apply  | How to Activate Gap Credit Card | Gap Credit Card Payment | Login | Gap Credit Phone Number

Gap Inc. or Gap, is an American worldwide accessories, apparel, and Personal care products retailer with millions of customers in the existing countries. Gap, in looking for ways to make shopping easy for its millions of customers, introduced Gap credit card. With Gap credit card customers can shop in any Gap stores and its subsidiaries such as banana republic, Athleta, Old Navy, Hill City, Intermix, etc., and still earn rewards, discounts, and seasonal promotions.

Gap Credit Card – How to Apply – How to Activate Gap Credit Card

Gap Credit Card Reviews

The post will primarily show you how to apply for a Gap credit card, how to activate Gap credit card, make Gap credit card payment online, do Gap credit card login as well as give you a phone number for a gap credit card. All these are what you will learn by the end of this post, so keep reading rate this

Gap Card Benefit & Features – Gap credit card services

their lots of benefits and features that make Gap credit cards outstanding from other credit cards offered by credit card unions and institutions. That reminds me, Gap credit card is issued by Synchrony Bank, and the online account is managed on the Synchrony website.

Here are the benefits that come with a Gap card;

  1. Get bonus points on all your shopping at any Gap stores and its subsidiaries
  2. Be rewarded with a birthday present in form of a credit certificate
  3. Earn back 10% of every one of your purchases on Gap and Gap factory
  4. You can return items purchased with your credit card without the receipt
  5. Free online shipping
  6. Special discount
  7. Earn a 5% reward on every 500 points from all your purchases
  8. Sign up and manage your account online; check your balance, pay bills, check Fico, Fisco score.

Gap Credit Card Rates & Fees

The best thing to look out for when applying for a credit card is quite alright the rewards and offers and bonuses, however, you need to be sure that the rewards, perks, promo, and coupon you get aren’t collected back by the fees and rates placed on the card. Here are applicable fees with a Gap card;

  • No annual fee charge
  • $2 Minimum Interest Charge
  • Up to $38 Late payment fee
  • 25.24% APR Purchase Rate
  • No Cash advance fee applied
  • No Foreign Transaction Fee
  • No card replacement fee if stolen or lost

Gap Credit Card Application – Apply for a gap credit card online – How to apply

The application procedures for gap card is simple, but there is an application requirement which you must meet. Below is the online application guideline for Gap credit card.

Apply Now

To qualify for the Gap credit card Application Online, you will need to be a citizen of the US, be up to 18 years as well as have an authorized bank account access. More so, you will be required to provide employment information, income, annual net worth, rent and mortgage, and other personal and contact information such as name, address, phone number, email address, and a lot more. When you are set follow the below process to apply. More detailed, you can;

  • Apply Now
  • Activate Card
  • Review Card Benefits and
  • Pay Bill Online

Application Instructions

  1. Visit
  2. Enter your SSN
  3. Key in your Phone number
  4. Click on the apply now
  5. Fill in the information require information in the appropriate field
  6. Tap on continue
  7. Verify your information is correct
  8. Tap on Submit application.
  9. Wait in hope of a favorable response.

How to Activate Gap credit card Online

The online activation process is for people who have signed up for an online account or who registered their Capital One Walmart Rewards Card for online access at and they’re with their login credentials. However, you can still sign up before you can activate seamlessly.

  1. Visit
  2. Enter your username
  3. Key in your password
  4. Hit the Sign In button
  5. Navigate and click on the activate tab
  6. Hit activate my card
  7. Enter your card details usually; Card number, date of birth, SSN, and card security code.
  8. Hit activate

Alternatively, you can activate your new Gap Visa Card by calling 866-450-5289 or by visiting If your card is a replacement for a previous Gap Visa Card, log in to your account to update any recurring payment information. More line to call to activate; Gap Credit Card: 866-450-5289; Gap Silver Credit Card: 866- 450-5291.

Gap credit card Sign Up Online

Users without the online access credentials should follow the below process to enroll for online access.

The online enrollment will also help you manage your account online; you will be able to use your card for online shopping, checking out as well as pay bills, check balance, make balance transfer, monitor your card activities and transactions, set up email alerts, and lots more. In a more detailed way;

How to Register for Online Access

  1. Go to
  2. Key in your account number
  3. Enter zip code
  4. Click continue
  5. Enter card number
  6. Key in card security code
  7. Input your social security number
  8. Supply date of birth
  9. Click on the Fetch my account
  10. Click on the register

Gap credit card Login

We can as well help you do Gap credit card login online using your personal computer and in your mobile web browser. But you need to make available your login ID and password not to us, when you visit the official Login page of Gap credit card Login.

  1. Provide your login user ID.
  2. Key in your password.
  3. Tap on the login button.

Forgot Password – Forgot User ID or Password?

In the event you forgot your Gap credit card account password or username, you can easily recover it or reset the password following the below guide

  • Visit
  • On the login page, tap on the “Forgot Username or password” link
  • Provide the required information; usually your SSN, Date of Birth, etc.
  • Click on reset password

Gap Credit Card Payment – Make Bill Payment with Gap Credit Card

To pay your credit bill online, you will need to visit the official site and make use of the Bill Payment option.

  • Visit
  • Manage my account
  • Login to your account using your login credential.
  • Tap on the Pay bill online button
  • Log in if you have not
  • Locate the bill payment section
  • Click and chose how you want your bill paid and the amount

Note that when you log in for online payment you can set Autopay so that your payment will be automatically renewed each month on the due date.

Payment Via Telephone


Payment Via Mail

Synchrony Bank

P.O Box 960061

Orlando, FL 32896-0061.

Phone Number for Gap Credit card


866- 450-5291

Customer Care Service

In the event you want to make further inquiries, you can contact Gap card customer representative at 800-887-1198

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