Hobby Lobby Credit Card: Credit Card Fees | Eligibility Check & Requirement

Hobby Lobby Credit Card gives its holder the access to shop and pay for products at hobbylobby.com with no introductory APR rate charge. Hobby Lobby Credit Card is issued and managed by US Bank. And can get you a variety of products; home accent, floral, wedding supplies, picture frames, jewelry, fabrics, etc.

Hobby Lobby Credit Card

Hobby Lobby Credit Card: Customers Reward and Benefits

There are a lot of benefits made available for Hobby Lobby cardholders. Cardholders stand to enjoy:

  1. Reward card of $25 when you get 2,500 points using the card.
  2. First-time use bonus of 1,000 points.
  3. 5 points to a $1 at store purchase.
  4. Earn 1 point for one dollar spent.

Hobby Lobby Card: Credit Card Fees and Rates 

  1. Returned Payment Fee – Up to $35.
  2. Late Payment Fee – Up to $38.
  3. Foreign Transaction Fee – 2% each purchase.
  4. Balance Transfer Fee – 3% or $5 minimum.
  5. Annual Fee – $0 or $29, credit card genuinety is a factor.
  6. Introductory APR Rate – Nil.
  7. APR for Balance Transfer – 14.74% – 25.74%.
  8. Balance on Transfer – 14.74% – 25.74.
  9. Annual Percentage Rate for Purchases – 14.74%-25.74%.
  10. Normal APR Rate – 13.24 – 24.24.
  11. Cash Advance APR – 24.24.
  12. Cash Advance Fee – 3%, or $10.
  13. Over Limit Fee – Nil.
  14. Minimum Interest Charges – from $2 up.

Hobby Lobby Credit Card: Eligibility Check

What qualifies you to apply for the credit card so as to be approved by the US Bank are listed below:

  1. You must present a clear history of credit card usage.
  2. A valid photo ID issued by the government.
  3. You must have a resident permit and be a resident in the US.

How to Apply for Hobby Lobby Card

If you meet the eligibility requirement stated above you can now proceed with the application process. Here are the steps to follow:

  1. Go to the Card Application page.
  2. Hit “Apply Now”.
  3. Key in the required personal details. (Personal details includes; Name, Suffix, DOB, SSN, country of citizenship, mobile phone number, email address)
  4. Fill in your housing, income and employment details.
  5. Click the “Yes” option to add other users.
  6. Chose card design.
  7. Accept the terms and condition, and proceed to finalize your application.

How Check if I got Approved?

Hence your application is reviewed and approved by Hobby Lobby an email notification will be sent to the email you used during the application process. Thereafter, a mail will be sent to your house address containing the Credit card and other guides you will need to start using it.  But then if you wait too long and didn’t receive either the mail or the email you can contact the customer care line at 1-866-546-9241. to confirm your approval status.

How Long does it Take to Get Approved?

The time it takes to get approved most times is dependent on your ability to provide the correct needed details. In most cases, your Credit card Application gets approved instantly. But it takes at most a period of  30 days for card approval. But then on the if on the 30th day your card is not approved you can contact the general customer’s care line.

Can I Cancel my Hobby Lobby Card Application?

Maybe you changed your mind along the application process and you want to cancel or you don’t want to continue with the card usage call customer’s Toll-free line at 1-800-888-0321 and request cancellation.

How to Check Hobby Lobby Card Application Status 

Want to check your card application status reach the customer’s care at 1-800-888-0321. 

How to Activate Hobby Lobby Credit Card 

For card, activation contacts the customer’s Toll-free line at 1-800-888-0321.

Hobby Lobby Credit Card Login

Here is how to login to your card account:

  1. Visit the login page.
  2. Enter your user ID.
  3. Input your password.
  4. Hit the “Sign in” button.

Hobby Lobby Credit Card Password or User ID Recovery

To recover your forgotten password or user ID follow the steps below:

  1. Visit the login page.
  2. Click the “Forgot Password” URL.
  3. Key in your email address.
  4. You will receive a verification code, go to your email and use the link of the verification code and reset your password.

Pay Bill with Hobby Lobby Card

  1. Visit Hobby Lobby Official site.
  2. On the payment section.
  3. Select a payment option.
  4. Process your payment, by following the given instruction.

Hobby Lobby Card Customer Service Toll-Free Line

For inquiries call the customer’s care line at 1-800-888-0321.

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