Skip to content
Home » Tech » Apply For Lending Club Loan, Login – Phone Number for Lending Club

Apply For Lending Club Loan, Login – Phone Number for Lending Club

Do you need a personal loan to sort out some problems at home, work, or school? If yes, this article is for you. In this article, you will learn about Lending Club and how you can easily get their personal loan. It will also present you Phone Number for Lending Club. Lending Club is the first organization that does peer-to-peer lending and it works on a security basis.Phone Number for Lending Club

Individuals can get different offers through exchange commission and registration as securities. Once you get their online facility, a variety of lending facilities useful for the investor and other benefits. Do you know that Lending Club is the largest Peer to peer loan-providing organization and to date, it has the largest loan portfolio as compared to other organizations?

People who need: Auto Refinancing, Patient Solution Loan, Business Loan, and Personal Loans can apply for a loan here. The lending club company provides this facility starting from the range of $10,000 to $40,000 for a maximum period of 3 years. In the end, it takes services charges from investors and the specific sum of fees from borrowers.

Phone Number for Lending Club

You can’t connect to Lending Club effectively without having a Phone Number for Lending Club. But outside Phone Number for Lending Club, you can also connect them using mail through their address. Before is the mail address and Phone Number for Lending Club.

Mailing us a payment by check?

For standard mail (USPS), send to:


Dept. 34268

P.O. Box 39000

San Francisco, CA 94139

For FedEx/UPS (overnight, 2-day), send to:


Wells Fargo Lock Box Services

Dept. 34268

3440 Walnut Ave, Building A, Window H

Fremont, CA 94538

Can’t find your answer?

Phone Number for Lending Club

Call toll-free: 888-596-3157

Monday – Friday: 5am – 5pm PT

Saturday: 8am – 5pm PT

Lending Club Login

You can access your online account by using the Lending Club login button. Accessing your online account will help you to manage your account, view your account activities and history. Will that be all? No, users can apply for other services, pay bills online, and more.

To login in

  • Visit the Lending Club Homepage
  • Enter your login details; your username and password
  • Click the sign-in button to access your account.

If all your details are correct, you will be launched and redirected to your account online. To those having issues with login in, you can use the reset password button to reset your password.

How to apply for Lending Club Personal Loan Online

Start by going to with any device of your choice. Just ensure you have an internet connection.

On its main page, click on the tab “Borrow” and then click on the personal loan facility.

This will take you to an online form on the same page, enter your details to apply.

Enroll how much personal loan you need, what’s the money for? How’s your credit? Then click on “check your rate”

Now, a new window will open about who’s applying? Either one person or Two, click on the appropriate tab and then next. Follow the remaining prompts correctly to apply.

Hidden Feature:

The lending club gives loans at a lower rate when compared to credit cards or other credit institutions. They are the best group to help you sort out that urgent financial need you have. Don’t hesitate to get help from them today.

I hope you got value. Please keep your questions in the comments section.

Frequently Asked Questions about Lending Club Loans

There are so many questions a lot of people have about the lending club. I am certain too that you as well may have some questions. Just take your time to read and get the delay to the questions you may have. The questions and their answers are below:

How do I get a Personal loan?

Getting a loan is so easy. Just go to to apply.

Take some time to browse the portal to know what you qualify for without affecting your credit score.

However, sometimes when you add a co-borrower, it can help you qualify for a better rate. To apply jointly, click Add a Co-Borrower on the application page.

Choose your offer

Each intending borrower can get multiple loans offers if the person qualifies. Select an option that best suits you.

Fill the online application Form

Now, enroll your personal and financial details that they demand. They include your address and Social Security number.

Confirm your Details

This is very important because any mistake can make you not to qualify. Take time to confirm all your details.

After that, submit the application and wait for the Lending club to review your application and approve it.

While you wait for approval, feel free to visit your account any time to check on your loan’s progress.

Get your cash

After approval and verification, you can get the cash within  2–4 business days.

However, the time may vary depending on the circumstances.

Please note that checking your rate generates a soft credit inquiry. This is visible only to you. A hard credit inquiry that may affect your credit score only appears when your loan is issued.

How long does it take to get a loan?

You get it within 24 hours and receive their money from LendingClub Bank within 2 to 4 working days.

It is so because, after submitting your application, the institution will confirm the information first. After that, the money will be deposited into your bank account.

How can I keep my application on track?

Please ensure to finish the items on your To-Do List. In some cases, they demand that you submit documents that help confirm your identity, income, or employment.

What are some terms I need to understand?

Posting Date – the date when the funds were credited from your account

Amount   – total payment amount

Principal   – the part of your monthly payment that is being applied to the loan amount you borrowed

Interest – the part of your monthly payment that is being applied to interest

Late Fees – if any, for payments received after the 15-day grace period. We give all borrowers a 15-day grace period to make payments with no penalty.

Principal Balance – The remaining amount you borrowed on your loan, which doesn’t include interest.

Can I get Additional loans?

Yes! You can get it if you qualify. Certain are considered to see if you qualify for another loan, and we’ll notify you in your account when you’re eligible. To ensure debt remains manageable for members, there are some criteria we ask you to meet before being eligible for another loan:

The combined maximum outstanding loan amount cannot exceed $40,000.

You must make 3–12 months of consecutive on-time payments on your existing loan through LendingClub. This depends on the outstanding balance of the loan and the length of your loan.

You can have up to two active personal loans through LendingClub at the same time.

How can I change my due date?

You can do this if your account is current. Feel free to change your next payment date, or even permanently move your due date.

How change your due date affects interest?

Do you know that your loan accrues interest daily? So, changing your due date affects the amount of interest you pay at the end of your loan, but your monthly payment amount will stay the same.

When you move your due date later, it may result in an additional payment at the end of your loan to cover the extra interest. But moving your due date earlier may lower the total interest you pay. Please note that changes in interest are only calculated at the end of your loan.

Can I Permanently move my due date?

Yes! You can permanently move your payment to anytime you want. If you’ve already permanently moved your payment due date once and want to move it again, call us at 844-227-5011.

How can I sign in to my account?

In the Payment Due Date section, click Change Due Date.

Select your new monthly due date, and then click Continue.

When you choose a new day, we’ll calculate and display any differences in the interest for your upcoming payment.

Click Got It.

Review your change, then click Confirm Change.

Wait to see Success.

Can I change the date for your next payment only?

To do this, contact us at or call us at 844-227-5011 at least three days before it’s due. To make sure we can help you find a solution, please have your bank details ready at the time of the call.

What about Late payments?

If you can’t make a payment, email us at or call us at 844-227-5011.

How can I make loan payments?

On a normal, your first loan payment is due one month after your loan is issued and the funds are sent to your account. , even if your bank takes a few extra days to make the funds available. To pay your loan, set up automatic payments or pay by check, phone, or wire transfer.

How to set up autopay when you applied

Once your account is verified, it’s easy to set it up for autopay. You can authorize autopay at the same time you link your bank account. If you prefer to pay by check, click Change This and choose check payments instead. You can also make one-time payments by giving us a call.

For automatic payments, they are debited from your bank account monthly when you choose the autopay option. After signing up, you’ll get an email reminder a few days before your payment processes, so you’ll always know when to expect it.

It is the best way to ensure your loan payments are on time. With it, there will never be any late payment.

However, certain banks hold funds one business day before the payment, so it’s best to have the funds in your account by then.

Pay by check

If you choose to pay by check, send payments by postal or courier mail.

Make your checks payable to LendingClub Corporation. Always write your name and full loan number on the memo line of your check. After that, mail your check to us. What address you mail your check to depends on the mailing service you use:

Postal mail                                Courier mail

LendingClub Corporation     Wells Fargo Lockbox Services

Dept. 34268                               Attn: LendingClub Corporation

P.O. Box 39000            Dept. 34268

San Francisco, CA 94139     3440 Walnut Ave.

Building A, Window H

Fremont, CA 94538

As long as your check arrives by 11:30 am Pacific Time, it will be processed the same day. But if it’s received after 11:30 am, it will be processed the next business day.

Pay by phone

To make your monthly payment by phone, call  844-227-5011. Please have your bank account information ready each time you call to make a payment. Only payments received before 2 pm Pacific Time will be processed the next business day. However, payments received after 2 pm will take another business day to process.

Pay by Wire Transfer

This kind of payment must arrive by 11:30 am Pacific Time if you want them to be processed on the same day. Note that wire transfers are only processed from Monday through Friday. If your wire transfer arrives later than 11:30 am Pacific Time, it will be processed the next business day.

To pay off your loan by wire transfer, give your bank this information:

Account number: 4121648281

Bank Name: Wells Fargo Bank

Location: San Francisco, CA

ABA number: 121000248


Your LendingClub Bank loan number

Next, Your full name

Your address (This should match the one we have on file for you.)

Each bank charges a certain fee for this transaction. It is not free.

How can I change my payment method?

Automatic payments

To switch to automatic payments:

Sign in to your Member Center.

Click Make Automatic Payments.

On the Payment Options screen, choose to Make Free Automatic Payments Electronically.

Click Yes, I want Automatic Monthly Payments.

Other payment methods

To switch to check, phone, or wire transfer payments, email us at or call us at 844-227-5011.

Each bank charges a fee for wire transfers.

Can I make extra loan payments?

Yes! You can also make extra loan payments or pay off your loan early. There are no prepayment penalties or fees for early payments.

The good thing is that all extra payments you make go directly to your loan’s principal. These payments reduce the total amount of interest you’ll pay over the life of your loan. Usually, early payments are treated like extra payments and will also be applied to your loan’s principal. But note that early or extra payments do not take the place of your regular monthly payment.

How can I check my payment history?

Sign in to your Member Center.

Click View Payment History.

Here you’ll see:

Posting Date – the date when the funds were credited from your account

Interest – the part of your monthly payment that is being applied to interest

Late Fees – if any, for payments received after the 15-day grace period. We give all borrowers a 15-day grace period to make payments with no penalty.

Principal Balance – The remaining amount you borrowed on your loan, which doesn’t include interest

Amount – total payment amount

Principal – the part of your monthly payment that is being applied to the loan amount you borrowed

Can I pay by phone?

Yes! If you’re not enrolled in autopay, you can call us to make a principal-only payment. Please have your bank account information ready when you call.

Call us toll-free:



Monday – Thursday: 5 am – 8 pm PT

Friday: 5 am – 5 pm PT

Saturday: 8 am – 5 pm PT

What are the 13 Credit Lending Terms To Know?

  1. Loan Term

This means the amount of time agreed upon in a loan contract for the loan to be paid off.

  1. Loan

A secured loan is backed by a valuable asset (like a car or property being used as collateral.) Some loans through LendingClub are secured. In this case, you must provide a valuable asset or a car.

  1. Soft Credit Inquiry

This is a check into your credit report by a company or person that does not affect your credit score. For checking your loan options through LendingClub, we use a soft credit inquiry.

  1. Unsecured Loan

This is a type of loan not backed by an asset like a car or home. It does not use collateral. Credit history, income, and other attributes do not determine a person’s creditworthiness for unsecured credit. The majority of personal loans through LendingClub are unsecured loans.

  1. Variable Interest Rate

A variable interest rate is an interest rate on a credit card or loan that may change over time.

  1. APR

APR stands for Annual Percentage Rate. This is the annual rate that borrowing money will actually cost you. It includes standard fees and interest rates. It is the percentage of the total amount of money you are borrowing.

  1. Collateral

Collateral is a property or a valuable asset that a borrower gives to a lender to secure a loan. If the borrower stops making the promised loan payments, the lender can take the collateral to help recover losses from the lent money.

  1. Compounding Interest

This happens when you are paying interest on the interest you owe, rather than what you borrowed. People also call it the principal.

  1. Credit Utilization

Credit utilization, or usage, is the ratio of your credit card and other circulating credit balances to your credit limits. This means what you owe versus what you could possibly borrow on your credit cards, to show how much of it you’re using. This is a vital part of your credit score. You must keep it under 30%.

  1. Debt-to-Income (DTI) Ratio

This DTI ratio is a number that represents a borrower’s total monthly debt obligations divided by his total gross (before tax) monthly income. This is another vital component of your credit score, and the general rule of thumb is to keep it under about 40%.

  1. Fixed Interest Rate

A fixed interest rate loan is a loan where the interest rate never changes over the life of a loan. This allows borrowers to accurately predict their future payments. Personal loans through LendingClub have a fixed interest rate.

  1. Hard Credit Inquiry

A hard inquiry is a check into your credit report by a company or individual that typically occurs when you have applied for a credit card, loan, home mortgage, or car loan or other credit. It can negatively impact your credit score. Learn more about hard inquiries.

  1. Interest

This is the money you pay regularly, at a particular percentage rate, in order to borrow money. Or, the price of borrowing money. For instance, if your interest rate is 30% and you borrow $1000, you will owe $1250 if you pay it back in the first year. That means you’d be paying $300 to borrow $1000, as long as the interest isn’t compounding.

I hope you got value. Please keep your questions in the comments section.